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IBAN Payments

BBAN to IBAN conversion and validation plus the proper routing BIC to ensure SEPA-compliant payment messages.

IBAN Complete

Accuity's IBAN Complete is the most comprehensive IBAN payments solution, with flexible deployment options to meet your needs.

 

Accuity’s IBAN Complete is designed to provide complete information for SEPA and IBAN compliant payment messages. As the leading provider of SWIFT-connected BICs for every IBAN, Accuity delivers a solution that helps efficiently process IBAN payment transactions and reduce the amount of time and money spent on errors and repairs.

 

Multi-Layer IBAN Validation

Accuity is the only vendor that provides an end-to-end IBAN solution—passing your original legacy account information through a multi-layer validation process that ensures the accuracy and quality of the resulting IBAN data.

Our dedicated team of data professionals performs multiple checkpoints on the various IBAN elements. Using the most comprehensive and up-to-date set of bank routing information available in the industry, Accuity:

  • Validates entered information using national-level and bank-level algorithms and data structure rules to confirm its accuracy.
  • Applies the correct mechanisms including padding rules to ensure its conversion into a valid IBAN.
  • Matches the IBAN with the correct routing BIC ensuring your ability to create a MT 103+ message to achieve payment STP.
  • All data elements pass rigorous testing before being delivered to enhance your current data systems.

 

Multiple Delivery Options

  • Access the online reference tool — Facilitate validation and conversion of key IBAN payment information, via single look-up or batch.
  • Connect your systems to our application and data — Using your current systems, seamlessly connect to our hosted database for the most
    up-to-date information.
  • Embed our IBAN expertise into your systems — Deploy our application in your own environment for increased control and added security.
  • Engage with Accuity — Let us review, clean-up and enhance your IBAN payment data for improved rates of payment STP.

IBAN Complete

 

For further information, download our IBAN Complete  brochure.

 
 
 

Complete the form on the right of this page for a free trial of IBAN Complete.


Multi-layer IBAN validation process

Our dedicated team of data professionals employs a multi-layer validation process to ensure the accuracy and quality of our IBAN data. As a result, our IBAN Conversion capability offers unparalleled confidence in converting legacy account information. Our multi-layer validation process includes checking for:

 

  • SEPA Compliant ISO codes

  • IBAN check digit

  • Bank branch code

  • IBAN length

  • Legacy Account Number length

  • Legacy Account Number format (leading/trailing zeros; alpha-numeric/numeric)

  • Legacy Account Number check-digit (using modulus check-digit algorithms)

  • SWIFT/BIC for MT103+ message processing

 

IBAN Complete Validation

 

Complete the form on the right of this page for a free trial of IBAN Complete.

IBAN Complete delivery options diagram

Complete the form on the right of this page for a free trial of IBAN Complete.

IBAN Complete Features

Accuity's complete IBAN payment tool that validates and converts IBANs and provides all the information needed for SEPA-compliant payments.

 

  • Provides connected SWIFT/BICs.

  • Converts individual components into properly formatted IBANs for SEPA compliance.

  • Validates legacy account numbers to minimize IBAN payment errors.

  • Contains all IBAN participants even for banks whose BICs are not connected.

  • Updated many times daily.

  • Unparalleled customer service, with offices around the globe.


Reduce time and money spent on errors and repairs 

For organizations processing Single Euro Payments Area (SEPA) payments, incorrect or incomplete data can mean decreased efficiencies, increased processing time and higher costs for manual repairs.

Accuity’s IBAN Complete helps improve transaction acceptance rates by confirming the structure of the IBANs, or converting them, before the payments are processed.

 

Validation and Conversion

Accuity’s IBAN Complete performs two key IBAN functions—validation and conversion. Its core functionality helps connect any IBAN with the SWIFT/BIC of the beneficiary’s bank. For unconnected SWIFT/BICs IBAN Payment Resource provides the connected SWIFT/BIC enabling you to easily create the SWIFT MT103+ message for efficient payment STP. This tool instantly validates the structure of an IBAN providing detailed error messages to guide further research. IBANs are also deconstructed, providing information including the institution title, national clearing code, SWIFT/BIC, branch title and full street address.

 
 
 

TGBR connectivity

For those who also license The Global Banking Resource™ (TGBR), the SWIFT/BIC result links directly to TGBR offering additional payment information on SEPA Credit Transfer, EBA, CHIPS, TARGET, EURO1 and EURO2 (PE-ACH) to ensure complete and error-free transactions.

 

Complete the form on the right of this page for a free trial of IBAN Complete.
Get a free trial now!
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