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Global Payments

The most comprehensive payment data available to facilitate cross border payments and deliver improved rates of payment STP.

The industry’s Golden Copy of payments data

Accuity’s data provides information on financial institutions in all major countries around the world including head office and branch mailing addresses, department-specific contact information, SWIFT/BICs and national clearing codes - everything needed to process domestic and cross border payments.

 

All information included in our payments solutions is obtained directly from official sources including the banks themselves and clearing code-issuing authorities, ensuring that you receive only the highest quality, most accurate data available.

 

Data gathering:

In our Data Group, 100+ specialized personnel concentrate on processing, updating and maintaining information about financial institutions globally. This group receives information from numerous different sources including government agencies, central banks, regulating authorities, etc. including changes affecting entire institutions as well as individual branch locations.

 

Within Accuity, a specialized group processes all historical information including mergers, acquisitions and bank and branch closures. All ownership changes are verified and updated in our database.

 

Accuity gathers this information on banks and other financial institutions using a variety of methods. This approach guarantees that we have the most comprehensive, up-to-date and authoritative information on these institutions.

 

1.  We have established relationships with worldwide central banking associations, federal and state government banking authorities, and specific industry associations throughout the world. We obtain and verify membership lists and associated financial institution data supplied by these associations and authorities on a regular basis.

2.  Through regularly scheduled paper and electronic requests for information, we solicit updated information directly from the banks and other financial institutions. Direct telephone contact is used to contact those institutions that do not respond to these periodic solicitations.

3.  Accuity has a well-established publishing key database whereby banks submit correspondent details. This Web-based method provides an easy tool for banks to submit correspondent and SSI details and updates on an ongoing basis. Accuity provides access of this tool to only authorized contacts within the financial institutions. 

4. Each of Accuity’s 17,000+ customers in 150 countries has on-line and electronic access for updating their information to Accuity.

5.  Throughout the year we also implement focused data gathering campaigns. These campaigns target specific data elements used by worldwide institutions to route payments to and through specific clearing systems correctly.

 

Daily updates:

Updates are made to our database from multiple sources every day. Different products are extracted and fulfilled on different schedules, depending on your specific needs – and include daily, bi-weekly and monthly delivery.

 

 

Strategic alliances

Global Payment File

Your One Source for Worldwide Payment Routing Information

Companies around the world rely on Global Payment File (GPF) by Accuity to provide the most accurate, reliable and up-to-date financial institution data and routing information available.

GPF provides information on financial institutions in all major countries around the world including head office and branch mailing addresses, department-specific contact information, SWIFT/BICs and national clearing codes—everything needed to process cross-border payments.

 

Available in three formats:

  • Global Payment File – Plus offers a multi-file layout that provides enhanced cross-border payment information. In addition to standard payment information, GPF–Plus includes extensive coverage of correspondents by currency and Standard Settlement Instructions (SSIs) for specific financial institutions as well as CHIPS Participant Numbers and UID information.
  • Global Payment File – ERP is specifically designed for integration with Enterprise Resource Planning system elements used by treasury management functions. It includes an automated load program—Accuity’s Bank Master Update Program—for incorporating the data directly in SAP systems. This file facilitates vendor payments, cash aggregation and payroll operations.
  • Global Payment File ERP in Local Languages provides our industry-leading data in languages other than English to facilitate domestic payments. Having data in a local language provides users with the ability to use some local clearing schemes that require payment messages in the local language enabling payments to be expedited in the least-cost routing.

Contact us today to discover how our Global Payment File can help you.


The Global Banking Resource

Accuity’s industry-leading online look-up tool providing access to correspondents, SSIs, bank contacts, national bank codes, SWIFT/BICs, clearing systems and more.

 

TGBR Screenshot            

Look-up tool

 

 

 

            

Online look-up tool

A powerful and easy-to-use search engine for global payments data.

Quality data

Access the most SSIs and correspondent information in the market.

Customer Services

Accuity's team of subject matter experts and technical support professionals across the globe who can assist you.
                             
                             
                             

Improve efficiencies with the most detailed banking database in the world

Whether you process one or 100,000 payments per day, The Global Banking Resource (TGBR) will help improve your payment straight through processing (STP) rates and become an integral part of your daily operations. TGBR is the single source of critical payment routing information covering all bank offices worldwide.

Golden Copy of payments data

TGBR is an online look-up tool that contains the most comprehensive, global database of financial institutions, including contacts, correspondents, subsidiaries, affiliates, financial and payment information and much more. Its powerful search engines ease navigation and allow customized research. Available online, it is designed specifically to meet the information needs of the financial services community and provides a direct link to Accuity’s database—the industry’s Golden Copy of financial institution information.

 Golden Globe

Online Directory

TGBR is a well-established online directory that allows you to obtain critical settlement data such as SWIFT connected BICs and routing codes, categorized SSIs and data needed for compliance with SEPA payments.

 

National and international payments

In the correspondent banking world, two bank identifiers co-exist: the BIC and the national code. The BIC remains the prime identification method for international payments, but the national codes listed on TGBR identify banks and branches with a much higher granularity, suitable for domestic processing. When your institution sends a payment to a beneficiary whose bank has no BIC, TGBR gives you the national clearing code of that beneficiary's bank.

 

Increase payment STP and reduce risk

TGBR increases payment STP rates, including your SEPA transactions by helping you optimally route payments. TGBR can also reduce costs associated with fraud by helping you detect potentially fraudulent items as soon as they enter your processes.

 

Enriched data for optimal routing decisions - Intelligent Payment Routing

Know which bank offices are linked to which clearing settlement systems (such as UK Faster Payments, TARGET2, SWIFT, EBA Clearing and FedWire). This allows you to make informed decisions, and save time and money. This tool also provides details of payments personnel for dealing with general enquiries, investigations and exceptions.

 

TGBR contains detailed information:

TGBR

  • SEPA Credit Transfers

  • SEPA Direct Debit

  • TARGET2

  • EBA (EURO1, STEP1, STEP2-PE-ACH)

 

 

Extensive coverage of routing codes worldwide including:

 

  • SWIFT/BICs

  • CHIPS UIDs

  • National clearing codes (U.S. ABAs, UK sort codes, German BLZs, French code banque/code guichet, Italian ABI/CABs and more).

  • Extensive SSI/Correspondent information including the account number, SWIFT/BIC, the department and payment detail.

  • Over 750,000 global bank offices and branches

  • Addresses, contact numbers, financial information, holiday schedule, officers

  • 100% Coverage of 160+ Clearing Codes (excellent coverage of others)

  • Correspondents by Currency

  • Clearing System Capability

 

 

Data Collected from Financial Institutions

Accuity’s SSI Publishing Key enables banks to securely publish and update their Standard Settlement Instructions (SSI) information directly into our proprietary data. This is another reason why the data you find on TGBR is the most up-to-date in the market.

 

To start improving rates of payment STP, complete the form on the right of this page.

Improve payment STP and avoid expensive payment exceptions

Global Payment Web Service (GPWS), delivers critical payment data via a web service which can be integrated into existing applications to validate and obtain critical payment codes, bank name and location information. GPWS provides daily updates to help ensure payment instructions are processed without any rejections or delays.

Set up payment instructions easier by allowing customers to submit a bank code for validation or enter bank name and location details to obtain the correct payment codes—ideal for web banking and other payment origination applications. Gain access to information on financial institutions in all major countries globally including head office and branch addresses, department-specific contact information, SWIFT/BICs and national clearing codes—everything needed to process domestic and cross-border payments.

 

GPWS allows you to:

  • Stay competitive with access to accurate routing information via an enhanced web service.
  • Save time repairing rejected payments.
  • Reduce manual intervention by automating payment processing.
  • Deliver a better customer experience by improving payment straight through processing (STP) rates allowing vendors to get paid on time.
  • Save money by avoiding expensive repair and rejections fees, installing and maintaining payment data.

GPWS includes both a web service version that BankersAccuity hosts as well as a version that customers can host on their own network. All data exchanged via the Global Payment Web Service is secure, employing both HTTPS and WS-Security standards.

 

Access critical payment data by connecting to a web service

GPWS hosted by BankersAccuity or within your own network, provides critical payment data through an easy-to-integrate web service delivery, saving you time and money. Data updates are provided daily.

 

To start improving rates of payment STP, complete the form on the right of this page.

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