ABA Payments

The unrivaled source for U.S. payment and financial institution data.

Data quality is our core business

When it comes to payment processing, reference data has to be accurate, timely and accessible. Accuity employs world-class data-gathering and validation capabilities to ensure we continue to provide our clients with what has become the industry’s Golden Copy of payment data and financial institution information.


We continually collect data from multiple sources before validating its accuracy and enhancing it with critical banking and other information to facilitate Intelligent Payment Routing. Accuity has partnered with key financial institutions, payment service providers and industry bodies to secure the most complete source of bank and payments data available. In addition, our 100-year history as the Official Registrar of ABA Routing Numbers ensures that the data you receive is the most accurate and timely available in the industry.

 

ABA 100 Years

Electronic Payment File (EPF)

This extensive data file verifies payment instructions, expedites automatic payments and simplifies the handling of repairs, returns and exception items.

What is EPF? 

EPF contains ACH and wire transfer information including Fedwire status for both funds and securities, correspondent banking relationships and wire transfer contact information. ACH information includes ACH status, ACH override routing numbers and valuable contact telephone numbers. 


Why do I need EPF by Accuity?  

EPF by Accuity is designed to increase your payment straight through processing (STP) rates while minimizing the amount of time your employees spend resolving transaction errors and researching routing numbers.


What EPF by Accuity can do for you

With EPF by Accuity, you can reference comprehensive electronic transaction processing details for every U.S. financial institution, including essential wire and ACH information used in everyday payments origination. In addition, EPF by Accuity eliminates data gaps by providing all the critical wire and ACH data in one file, simplifying the payments process for institutions of all sizes.

As the Official Registrar of ABA Routing Numbers since 1911, Accuity provides the most reliable information available anywhere. With regular updates and e-mail notices sent every time there are newly issued routing numbers, EPF by Accuity ensures the most current information for your ultimate convenience.

EPICWare

An easy-to-use tool for quick and accurate ACH payment processing

 

What is EPICWare?

Developed in conjunction with NACHA—The Electronic Payments Association, EPICWare is used to facilitate Check-to-ACH Conversion and combines active U.S. routing and transit numbers with collected institution demand deposit account number information to reduce ACH transaction failures, notification of changes, administrative returns and more.

 

Why do I need EPICWare?

Did you know that many administrative payment-processing returns are the result of incorrect account number structures? Without the proper routing information your payment transactions may be delayed and even subjected to fines. Use EPICWare to avoid the frustration with electronic payment processing and the costly return fees.

 

What EPICWare can do for you

Accuity provides EPICWare as a flat file for integration within your existing payment software.

 

For a large volume of ACH transactions, the EPICWare File can analyze batches of routing numbers and account configurations and provide ACH override numbers and account number repair algorithms automatically. It is integrated into your current payment processing software for seamless repair and correction of ACH messages.

 

As the Official Registrar of ABA Routing Numbers since 1911, we ensure the most current and accurate information available. In addition, EPICWare is continuously updated and distributed monthly for increased efficiency.

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