Solutions overview

When it comes to payment processing, reference data has to be accurate, timely and accessible. Accuity employs world-class data-gathering and validation capabilities to ensure we continue to provide our clients with what has become the industry’s Golden Copy of payments data and financial institution information. We continually collect data from multiple sources around the world, before validating its accuracy and enhancing it with key banking and other information to facilitate Intelligent Payment Routing.

 

Our data includes:

  • 100% coverage of depository financial institutions for all countries and territories
  • National bank code coverage for countries worldwide
  • Over 300,000 correspondents, including standard settlement instructions (SSIs)
  • SWIFT/BICs for all banks worldwide

Only Accuity has the following strategic alliances:

 

Accuity is the authoritative source for all global payment data and maintains the most comprehensive databases of financial institutions. Our solutions provide the most accurate, highest-quality payments data and services available to meet the needs of banks and financial institutions worldwide.

 

Our flexible payment solutions include tools to help improve rates of payment straight through processing (STP), identify SWIFT- connected BICs for IBANs, facilitate cross-border and domestic payment processing, convert checks to ACH and more.

 

Our payments solutions allow you to:

  • Look-up, research and verify individual bank routing and account information.
  • Validate, clean-up and repair all your payment information automatically.
  • Convert BBANs to IBANs, making your SEPA payments compliant.
  • Maintain database integrity by receiving frequent updates to thousands of financial institution records.

 

 

Contact us today to discuss which solutions are right for your operations.

Global Payment File

Your One Source for Worldwide Payment Routing Information

Companies around the world rely on Global Payment File (GPF) by Accuity to provide the most accurate, reliable and up-to-date financial institution data and routing information available.

GPF provides information on financial institutions in all major countries around the world including head office and branch mailing addresses, department-specific contact information, SWIFT/BICs and national clearing codes—everything needed to process cross-border payments.

 

Available in three formats:

  • Global Payment File – Plus offers a multi-file layout that provides enhanced cross-border payment information. In addition to standard payment information, GPF–Plus includes extensive coverage of correspondents by currency and Standard Settlement Instructions (SSIs) for specific financial institutions as well as CHIPS Participant Numbers and UID information.
  • Global Payment File – ERP is specifically designed for integration with Enterprise Resource Planning system elements used by treasury management functions. It includes an automated load program—Accuity’s Bank Master Update Program—for incorporating the data directly in SAP systems. This file facilitates vendor payments, cash aggregation and payroll operations.
  • Global Payment File ERP in Local Languages provides our industry-leading data in languages other than English to facilitate domestic payments. Having data in a local language provides users with the ability to use some local clearing schemes that require payment messages in the local language enabling payments to be expedited in the least-cost routing.

Contact us today to discover how our Global Payment File can help you.

IBAN Complete

Accuity's IBAN Complete is the most comprehensive IBAN payments solution, with flexible deployment options to meet your needs.

 

Accuity’s IBAN Complete is designed to provide complete information for SEPA and IBAN compliant payment messages. As the leading provider of SWIFT-connected BICs for every IBAN, Accuity delivers a solution that helps efficiently process IBAN payment transactions and reduce the amount of time and money spent on errors and repairs.

 

Multi-Layer IBAN Validation

Accuity is the only vendor that provides an end-to-end IBAN solution—passing your original legacy account information through a multi-layer validation process that ensures the accuracy and quality of the resulting IBAN data.

Our dedicated team of data professionals performs multiple checkpoints on the various IBAN elements. Using the most comprehensive and up-to-date set of bank routing information available in the industry, Accuity:

  • Validates entered information using national-level and bank-level algorithms and data structure rules to confirm its accuracy.
  • Applies the correct mechanisms including padding rules to ensure its conversion into a valid IBAN.
  • Matches the IBAN with the correct routing BIC ensuring your ability to create a MT 103+ message to achieve payment STP.
  • All data elements pass rigorous testing before being delivered to enhance your current data systems.

 

Multiple Delivery Options

  • Access the online reference tool — Facilitate validation and conversion of key IBAN payment information, via single look-up or batch.
  • Connect your systems to our application and data — Using your current systems, seamlessly connect to our hosted database for the most
    up-to-date information.
  • Embed our IBAN expertise into your systems — Deploy our application in your own environment for increased control and added security.
  • Engage with Accuity — Let us review, clean-up and enhance your IBAN payment data for improved rates of payment STP.

IBAN Complete

 

For further information, download our IBAN Complete  brochure.

The Global Banking Resource

Accuity’s industry-leading online look-up tool providing access to correspondents, SSIs, bank contacts, national bank codes, SWIFT/BICs, clearing systems and more.

 

TGBR Screenshot            

Look-up tool

 

 

 

            

Online look-up tool

A powerful and easy-to-use search engine for global payments data.

Quality data

Access the most SSIs and correspondent information in the market.

Customer Services

Accuity's team of subject matter experts and technical support professionals across the globe who can assist you.
                             
                             
                             

Improve efficiencies with the most detailed banking database in the world

Whether you process one or 100,000 payments per day, The Global Banking Resource (TGBR) will help improve your payment straight through processing (STP) rates and become an integral part of your daily operations. TGBR is the single source of critical payment routing information covering all bank offices worldwide.

Golden Copy of payments data

TGBR is an online look-up tool that contains the most comprehensive, global database of financial institutions, including contacts, correspondents, subsidiaries, affiliates, financial and payment information and much more. Its powerful search engines ease navigation and allow customized research. Available online, it is designed specifically to meet the information needs of the financial services community and provides a direct link to Accuity’s database—the industry’s Golden Copy of financial institution information.

 Golden Globe

Online Directory

TGBR is a well-established online directory that allows you to obtain critical settlement data such as SWIFT connected BICs and routing codes, categorized SSIs and data needed for compliance with SEPA payments.

 

National and international payments

In the correspondent banking world, two bank identifiers co-exist: the BIC and the national code. The BIC remains the prime identification method for international payments, but the national codes listed on TGBR identify banks and branches with a much higher granularity, suitable for domestic processing. When your institution sends a payment to a beneficiary whose bank has no BIC, TGBR gives you the national clearing code of that beneficiary's bank.

 

Increase payment STP and reduce risk

TGBR increases payment STP rates, including your SEPA transactions by helping you optimally route payments. TGBR can also reduce costs associated with fraud by helping you detect potentially fraudulent items as soon as they enter your processes.

 

Enriched data for optimal routing decisions - Intelligent Payment Routing

Know which bank offices are linked to which clearing settlement systems (such as UK Faster Payments, TARGET2, SWIFT, EBA Clearing and FedWire). This allows you to make informed decisions, and save time and money. This tool also provides details of payments personnel for dealing with general enquiries, investigations and exceptions.

 

TGBR contains detailed information:

TGBR

  • SEPA Credit Transfers

  • SEPA Direct Debit

  • TARGET2

  • EBA (EURO1, STEP1, STEP2-PE-ACH)

 

 

Extensive coverage of routing codes worldwide including:

 

  • SWIFT/BICs

  • CHIPS UIDs

  • National clearing codes (U.S. ABAs, UK sort codes, German BLZs, French code banque/code guichet, Italian ABI/CABs and more).

  • Extensive SSI/Correspondent information including the account number, SWIFT/BIC, the department and payment detail.

  • Over 750,000 global bank offices and branches

  • Addresses, contact numbers, financial information, holiday schedule, officers

  • 100% Coverage of 160+ Clearing Codes (excellent coverage of others)

  • Correspondents by Currency

  • Clearing System Capability

 

 

Data Collected from Financial Institutions

Accuity’s SSI Publishing Key enables banks to securely publish and update their Standard Settlement Instructions (SSI) information directly into our proprietary data. This is another reason why the data you find on TGBR is the most up-to-date in the market.

 

To start improving rates of payment STP, complete the form on the right of this page.

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